Mortgage Note Investing (Conservative Real Estate)
Digital real estate investing: You're the bank, not the landlord. Work with an experienced team that has a proven track record of success.
This program is for investors who want real estate-backed mortgage notes that focus on monthly returns. You don't manage properties or deal with tenants. Our experienced operators handle everything while you receive consistent monthly cash flow.
Conservative minimum to start cashflowing: $30,000
We have one of our note investing experts walk you through the process step-by-step after you submit intake.
Flip Notes
Flip Notes are tied to real residential flip projects run by an experienced team with a strong track record. They are designed to target a 10% annual return, paid out as a monthly return.
Minimum Investment
$50,000
Target Returns
Designed to target 10% annual return, paid as monthly cash flow. Actual returns depend on project performance and are outlined in formal agreements.
Key Features:
Backed by real residential real estate
Experienced operators with proven track record handle all property management
Designed for preferred return structure with monthly cash flow
Important: Due diligence required. Returns are not guaranteed. Collateral value, lien position, taxes/insurance, and servicing matter.
Land Notes
Land Notes focus on land and development opportunities, managed by a team with real deal experience. They are also designed to target a 10% annual return, paid out as a monthly return.
Minimum Investment
$100,000
Target Returns
Designed to target 10% annual return, paid as monthly cash flow. Actual returns depend on project performance and are outlined in formal agreements.
Key Features:
Backed by land in targeted markets
Ideal for investors seeking stable, asset-backed notes with predictable monthly returns
Experienced team handles all entitlements, strategy, and execution
Important: Due diligence required. Returns are not guaranteed. Collateral value, lien position, taxes/insurance, and servicing matter.
Note Investor Requirements
Conservative minimum to start: $30,000
Minimum $50,000 for Flip Notes
Minimum $100,000 for Land Notes
Background check required
Proof of funds required
Preference for experienced or accredited investors
Important Notice: This information is for educational and illustrative purposes only and does not constitute an offer to sell securities. All opportunities are subject to formal documentation, regulatory requirements, and independent legal/financial review.
Compliance Disclaimer: Due diligence required. Returns are not guaranteed. Collateral value, lien position, taxes/insurance, and servicing matter. WTC is not a lender and does not provide investment guarantees.
Note Investing Intake Application
Share a few details so we can confirm fit, complete basic screening, and connect you with one of our note investing experts who will walk you through the process step-by-step.